Why Hire a CFP® Professional

How do you know if you could benefit from a CERTIFIED FINANCIAL PLANNER™ professional?

You may not have the expertise, the time or the desire to actively plan and manage certain financial aspects of your life. You may need help getting started. You may benefit from an objective, third-party perspective on what are often emotional, difficult decisions. In today’s hectic world, it can be beneficial to have a CFP® expert to make sure you stay focused and follow through with your financial plans

 

A CERTIFIED FINANCIAL PLANNER™ professional from the Financial Planning Association® (FPA®can help you:

  • Set realistic financial and personal goals

  • Assess your current financial health by examining your assets, liabilities, income, insurance, taxes, investments and estate plan.

  • Develop a realistic,  comprehensive plan to meet your financial goals by identifying financial opportunities and building on financial strengths.

 

To earn the prestigious CFP® certification and remain certified as a CFP® professional, individuals must meet the following requirements:

Education

They must complete a comprehensive course of study offered by a college or university program (ranging from certificate to doctoral degree levels) which covers a personal financial planning curriculum approved by CFP Board. In addition, they must have earned a bachelor’s degree from a regionally accredited college or university.

Examination

CFP® professionals must successfully complete CFP Board’s comprehensive examination, which tests an individual’s ability to integrate and apply their financial planning knowledge.

Experience

They must acquire three years of financial planning related experience, or a limited 2-year structured option, before achieving the right to use the CFP® marks.

Ethics

They must voluntarily ascribe to CFP Board’s code of ethics and additional requirements as mandated. This includes providing financial planning services as a fiduciary, or acting in the client’s best interest.

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